My daughter is almost done with college. We only qualified for vouchers her senior year of HS. We paid 8K out of pocket each year for HS and $3500 when she was K-8. My son is in HS and we only pay 2K out of pocket w/voucher covering the rest. We also offer a 403B plan. It used to be for college only, now you can apply it to K-12. We saved like crazy when the kids were young to pay for tuition. I don't think we ate out for six years straight at one point.