Deleterious

Most of these kids do not have anyone to show them the financial ropes. I was lucky and both my grandpa and father were into investing and I learned a lot from both of them. Not just markets, but saving, not using credit cards, keeping a good credit score, etc. Most of you seem financially literate. If you know a young person I would encourage you to take a few minutes and talk to them a bit about finances. Tell them how having bad credit costs you a lot of money in the long run. Don't use payday loans, don't buy cars from "We finance anyone" lots, don't finance phones or even buy a new phone ever 18 months. Get that six month emergency fund. If your employer matches 401k contributions, its free money risk free. If they don't have a 401k then tell them about IRA's. We started to offer a 401K in the last year. I found a 401K calculator online and entered some very conservative numbers. Starting at age 30 with $0 and retiring at 65, making $45,000 a year contributing 10% with 3% match and 6% return on average you will have over $900,000 when you retire. I put it into Excel and printed off 400 copies and passed them out to each employee. They were blown away at the amount of money they would have. When I go into work now I get more questions about finances than I do actual work. These kids are not dumb and they are definitely not lazy. Not everyone had a grandpa and/or dad to teach them these things. They want to learn and are willing to learn. Their elders (us) have just failed them miserably.

Drops the Cowboys because of Jones being in a picture 70 years ago. Only to become a Browns fan and support Watson?

Well done.

The current line is Georgia -13.5.

All sorts of good stuff tonight. This guy compiled financial metrics for 8,000 different stocks and put it in Google Sheets. https://docs.google.com/spreadsheets/d/1LW3ANuUQikTQl07I-5GzPpVmaH_YjJNJ/edit#gid=602669186

That kick looked lime me trying to hit on a woman in my 20's. Bad.

Ha!

Last 5 games he has had a 50 point game, a 60 point game, and now a 51 point game. He had 32 and 35 in the other two.

This person collected links to the major banks economic and investing forecast for 2023. https://serebrisky.com/2022/12/29/economic-and-investment-outlook-for-2023-by-top-investment-banks/

Would love to see the win rate for teams that return two INT's for TD's in a game. Someone said the most INT's a team has returned for a TD this entire season is 4. TCU did half of that this game.

Screwed by the 3-3-5 again.

Lol

I don't like that. Now running into the kicker isn't a first down

What is with the huge gold chains Michigan fans are wearing? Did Run DMC attend Michigan?

Every being up you would think it's mostly green energy. But the next graph shows it's a lot of dirty energy that had a good year.

Two possessions inside the two resulting in zero points.

Hey guys, we have run over everyone like a Mack truck all season. So on fourth and two let's razzle dazzle it.

What the fuck.

I would say its more negotiating than talking head speak.

Oh fantastic that the game is on ESPN. Now I can watch while 10% of my screen is taken up by useless info and ads.

How do we know they are reluctant to trade him? Maybe they just have not received an offer they like. I mentioned it will be very difficult to trade him to a contender with that contract. On top of that, there are multiple shooters on the trade block this year so that will lower his price. Burks is one of them and honestly, for a lower price I probably grab Burks. On a contender both of those guys will perform the same function. Why not snag the lower priced guy.

He has not got along with Trae this year.