Screwball

I just got the official email.

I don't know, I think they are all space cadets.

I remember Nancy Reagan as the "just say no" drug lady. Pep rally in the parking lot before bowling league night, 5 or 6 guys making a car look like Cheech & Chong. As we passed it around we would say Nancy said no. Everyone would giggle. Best pot here came from Michigan. You guys did good. Thanks much!

I had Direct TV for a long time. Went with that for the NFL Sunday ticket. Over the years became too expensive and not worth it, and technology changed. Now streaming is the way to go. I went fiber this summer, added an extender to get it to a hard place, and we are good to go. But it all keeps changing. What do we want, and how and where do we get it. Makes my head hurt.

They are my gig. Not happy, but not happy with any of them I've ever been with. I did hit the button last week for the 20 bucks off on the next bill. Wonder if they will Lucy and the football on that?

This one caught my eye today. DIS. Did the ESPN spat have anything to do with this? They got hammered. But as we can see in the chart porn below, this stock trades goofy anyway. I don't follow the sector/industry so I don't know what is going on, but interesting. First chart 1 year by day. You can see it has been all over the place. The next one is 3 months. The yellow box is from 11/7. Rocket shot up for the next 3 trading days then gets jackhammered. Notice the volume. WTF? Bonus chart porn - 3 year of DIS. Makes me wonder - how many times do we see these pissing matches between the provider nazi's and the insiders make a killing insider trading it. This chart is a traders dream.

The Big Red Machine - I remember them well since I lived in Ohio. I always said the toughest job Sparky Anderson had was finding a pencil to make out the lineup. Yet many thought he was a genius.

Yep, those are the ones. Last time I was over that way some were not going around. Probably maintenance. Maybe. That area is nuts. Construction all over the place. That Whirlpool plant is a big one, but there are others around there too, along with distribution centers. I-75 is the big artery around the lake going South. Much easier to truck stuff to Findlay to a warehouse, then East and South from there. The windmills were a deal between Whirlpool and another company, I think it was Ball Metal. Suppose to save on electric costs over a period of time. When they were building them it got wild on days they delivered a blade(s). It wasn't like these were 30 foot long. It shut down traffic. They were behind the plant (don't remember if you can see the plant from 75) so they had to go around - while hundreds of people were trying to get around the area to go to work - what a mess. They put some up at their Marion facility too, but that's on 23.

Driving peeves; I used to make many trips between St. Joe/Benton Harbor from central Ohio. OH turnpike to M31 N (I think?) to those places. Always in a hurry to get home, especially after all that nonsense. Get behind the trucks going East on the pike. They might be running well over the speed limit, but they would get beside each other and take what seemed like 10 miles to pass. They could see you coming and would do it anyway. Pricks.

I look at it this way. I was a left handed batter. If I had to face Skubal I would just tell the manager to pencil me in for a day off, because that's what I would be doing if I had to bat.

Don't know where to put this so this is as good as any I guess. Yesterday was the 50th anniversary of the sinking of the Edmund Fitzgerald on lake Superior. Some of us are old enough to remember, but others probably not. Many remember the song about it by Gordon Lightfoot. There are a few documentaries made for the anniversary. I watched this one which I thought was pretty good. Enjoy if you like this kind of stuff; Gales of November: The Final Voyage of the Edmund Fitzgerald | Documentary | FOX6 Milwaukee

Not a bubble.

I'm only using the above post by Del because the one below uses the same chart porn. More on 50 year loans. Trump Proposes 50-Year Government-Backed Mortgages, I Propose Something Else

Not quite the same kind of gambling violation, but troubling just the same. From a few days ago (now college basketball); 6 former men’s basketball student-athletes committed NCAA violations involving betting-related game manipulation

My point was really about the other factors to the loans. The schedule is what it is and you can budget around that, a constant, but the other charges are not under our control. Depending on area and insurance company. I haven't heard any of those getting any cheaper no matter who or what. And to go the next step, as a homeowner, rather paid off or not, you must maintain it.

Because they hit more home runs

Reading around on the 50 year mortgage thing, one thing people are talking about is the annual rise in land taxes and insurance, which many times are baked into their monthly payment. Their payments go up annually to adjust, and when paid off, you have to pony up the money yearly, instead of in your payment. Depending on the local rates and insurance company. Our little burg decided they could raise our land taxes, based on our appraised land value, and we couldn't really do jack **** about it. You could set up a meeting and challenge it, but those I knew who did, failed. Some seemed really excessive. Lot's of pissed off people. My home insurance is going up at a not so good rate too. Thank you very much.

Without a doubt, but I'm guessing they used the max to sensationalize the story. We'll see where this is a few years from now, maybe longer.

No. First off, I think 337 said The keyword there is "and" not one and the same. You are correct a slick fielding big hitting SS is an outlier. But you don't want Boog Powell at shortstop. Those slick fielding guys are so fast they turn off the light and are in bed before it's dark. I don't know who said that but I still love it.

Yea, me either. It's probably another case of cost cutting over design integrity. Our products are full of these failures waiting to happen. Tick tick tick.

US sports betting crisis grows as MLB’s Clase and Ortiz indicted over alleged rigged pitches FTA: So a guy who makes $4.5 big ones a year is taking $7 k for rigging a pitch. I'm sorry, not too ****ing smart. Neither is the guy making $782k. Or one might say, none are too ****ing smart. The article also states; Pair could face 65 years in prison if found guilty. Let's see what happens.

More auto recalls. This from a couple days ago; Honda to recall over 406,000 US vehicles over wheel detachment issue, NHTSA says Wheel "detachment." Really? That's a nice way to say your ****ing wheel might fall off the car. Usually not a good thing.

I was just making the point the two loans are similar, one is just longer. You still pay way more than the price of your home over time. I'm not a fan either. But then again, I'm not a fan of debt, or banks, or people spending money they don't have because of cheap and easy credit. Many people are in debt up to their ass. Lot's of time because they have no concept of money, credit and debt. Like 8 year car loans these type of loans make is easier for those to can't afford it, afford it. Even if they shouldn't, and some will. When it all goes to ****, who gets bailed out, and who don't? It ain't them, they go bankrupt. The GFC of 2009/2010 should tell us all we need to know. We/us/them learned nothing, and the next sequel is coming.

Just think of the HELO's you could get after 10 years. 🙂 I never really considered the equity in my house, or any house I ever bought. I was more worried about paying the damn thing off. I remember the adjustable rates loans. I had one years ago. I gambled they would go down, and at the time they did, which allowed me to refi and get a better fixed rate. Even then (back in the 80s) I paid close to 8 percent. The happiest day of a homeowners life is the day they pay it off. Early if at all possible, and make sure there are no penalties for early payoffs.

It works like that for any home loan. If it was a 30 year loan it would still be bad, just not as bad. Other things to consider, depending on what the interest rates are when you take the loan, if they go up any significant amount early in the loan length, you are probably underwater - meaning - you will not be able to sell your house for what you paid for it. So you are stuck. The other thing, if you go the full 50 years, and paid over $800,000 in interest, and $1.2+ million total (for a $400k house), over 50 years, you are paying with inflated dollars. So you get a break there. 🙂