If I were at that point and deciding where t live I would probably avoid Florida for that reason, along with the weather. We've gone to Florida twice in the last few years and I happen to like the climate. But after staying in Ft Myers Beach last year and seeing that destruction turned me away. Maybe in 10 years it will be different. I always told my wife if we lived there we'd be cheap in terms of furnishings, assuming it might all be washed away, and we'd keep a few emergency totes of boxes stored away with our important stuff and if a storm is coming, grab the totes, and head north somewhere until it's over and we've lost nothing important.