We do make use of our points, it’s Marriott, when we travel. I really haven’t checked the difference in cost between points and paying going rate I figure it’s about the same.
We’ve also used the Vacation Club here (Ford Colony) for family. Much easier than putting up in the house. My nieces had a girls weekend a couple of years ago and it was a good base.
We’ve gotten to the point at our age we can’t justify adding any more and I’m not sure my grown son wants to take on the burden in the near future.